Kingston Mortgage Solutions is committed to honest advice at competitive rates.

Trust Kingston Mortgage Solutions to work hard on your behalf to find the best mortgage option and rate solution for your new home, debt consolidation/refinance, renewing mortgage, commercial mortgage or whatever your mortgage need is. We are comfortable applying money-saving strategies to a variety of scenarios and have a team of specialists to deliver results.

First time home buyer

Buying your first home is an exciting time, but it can seem that there are so many details to remember! Allow us to help guide you through the largest purchase of your life, while securing a great rate!

Purchasing a property

Moving is stressful, and financing a home can be too, even if you have been through it before. There are so many options: port the mortgage, assume a mortgage and start a new one, break a mortgage, or bridge financing. Allow us to assist with calculating the option that works best for your situation.

Renewing your mortgage

Renewing your mortgage is the perfect time to take the opportunity to find a better rate or something that better fits your payment needs. It would be our pleasure to reach out to multiple lenders on your behalf and get you a great rate.

Reasons to refinance?
Let's talk.

If you need to withdraw equity from your home or restructure your payments to better fit your life, we can help. Consolidating debt, completing a renovation, or negotiating a better rate are common reasons, but there are so many more, like investments. Let's talk.

Community Involvement

All team members are actively involved in giving back to our community, by donating funds and giving leadership to organizations that feed the poor, as well as helping people get out of debt at a Debt Freedom Centre.

Commercial mortgages

Placing a mortgage on a commercial or industrial property can be very difficult, so it requires experts to negotiate a great rate and terms. We have a team of commercial experts who can close the deal! Allow us to ease your workload by shopping the market.

Top 10 Reasons to Use a Mortgage Broker

1. Our services are free to you.

The banks and lenders pay us a finder’s fee,which means that there are no extra fees for you to pay.

2. Save thousands of dollars in interest over a bank mortgage.

Since we send lenders millions of dollars of new business each month, they always offer us the deepest discounts which Kingston Mortgage Alliance passes on to our clients IMMEDIATELY – whether you are purchasing, refinancing or renewing a mortgage.

3. We shop the market to save you time.

Calling us is like calling over 50 different lenders, including banks, credit unions and trust companies. We have access to all of them and can save you time.

4. Isn't it time the banks compete for your mortgage business?

We’ll provide you with some options so you can compare the two – what your bank is offering and what we are able to offer. Ultimately, you decide which you feel most comfortable with using. It never hurts to get a second opinion on the biggest financial decision you will probably ever make.

5. Our application process is simple and quick.

We’ll take some information and then send it electronically to the lenders that we feel are the best fit for your situation. It usually only takes 24 hours to get back to you with a quote!

6. We're available on your schedule.

Days, evenings or weekends – we are at your service!

7. We will take ONE CREDIT BUREAU only, but can forward your file to many lenders!

Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau report, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all.

8. Rate protection.

If the rate for your mortgage drops before you close, you automatically get the lower rate. If the rate goes up, you have the lower rate locked in.

9. As licensed experts, we walk you through the process, step by step.

We will walk you through the process of getting a mortgage and be with you each step of the way – especially if you are a first-time homebuyer. We are mortgage experts with the experience to make sure that everything is well taken care of.

10. Follow-up.

We include annual mortgage check-ups, variable rate updates and the planning of your mortgage burning party!

What others are saying about us

John V.

We had Janet set up a not-so-straight-forward credit line for us. She did an incredible job pulling it all together. Lots of energy, communicative, quick response and personable (and tolerant). I would recommend Janet to anyone doing any kind of financing.

C & J

Both the construction mortgage and eventually the conventional mortgage were products that entirely met our needs, with great rates.

M & R

Being military means a lot of moving around, but moving across the ocean somehow seems more daunting.Not only were we able to secure great rates, but Jeff was able to provide us with the support we needed to ensure that, at least one portion of our move, went smoothly. He made himself available when we needed him, answering all of our questions, and effectively guiding us through the process.

Craig & Tara

His advice and service was direct, timely, and on point from start to finish. Our family wouldn’t hesitate to recommend David to anyone looking for insight into financing options that are available. He most certainly is a true professional in the industry.

B & K

Throughout the process you showed remarkable concern for our future plans. (N)ow we have a wonderful home, beautiful boat and a retirement income plan. We will highly recommend your services.