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Our Team

Exceptional people who work hard
to get you the mortgage you need.

Renae O'Brien

Manager, Training & Development
FSRA Lic. M14001230

Renae has worked alongside Janet MacDonald since 2011 and is also a Licensed Mortgage Agent. In addition to working with Janet's clients as well as her own, she also provides training and support to the KMS agents, making the mortgage process as seamless as possible.

She grew up in the Kingston area and attended St. Lawrence College where she completed the Legal Assistant program. In addition, Renae has a background in the financial industry, having worked at HSBC Bank, and in real estate, as a Sales Representative at Royal LePage ProAlliance Realty, Brokerage. The knowledge and experience she obtained working in these fields has provided a solid foundation in real estate financing and mortgages.

Whether you are purchasing, refinancing/renewing, buying a cottage or rental property, Renae can help to guide you through the process. Please feel free to call or email anytime to discuss your options.

 

   Direct line (cell): 613-888-6597
    613-507-5626 x 258
   renae@kingstonmortgagesolutions.com

Renae Gilchrist
Apply for a mortgage with Renae
Kingston Mortgage Solutions logo

Trust Kingston Mortgage Solutions to work hard on your behalf to find the best mortgage option and rate solution for your new home, debt consolidation/refinance, renewing mortgage, commercial mortgage or whatever your mortgage need is.

Join the Conversation

YGK mortgagesFollow

Full service Mortgage Brokerage providing Professional and Competitive Mortgage Solutions for your purchases, renewals and refinances. 613-507-5626 (LOAN)

YGK mortgages
YGKmortgagesYGK mortgages@YGKmortgages·
16h

Things to avoid both before & after you are approved:

👉 Do Not buy a new car
👉 Do Not use your credit card excessively
👉 Do Not make large deposits to your account
👉 Do Not buy furniture and appliances on credit
👉 Do Not Co-Sign for another loan
👉 Do Not change jobs

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YGKmortgagesYGK mortgages@YGKmortgages·
14 May

With 5% down the cottage must meet certain criteria like potable water, winterized with a permanent heat source & have a proper foundation below the frost line.

With 10% down it can be seasonal, boat access but it must have running water & a 3 piece bathroom & kitchen.

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YGKmortgagesYGK mortgages@YGKmortgages·
13 May

There is a lot to know about a mortgage contract! Not all mortgages are the same and it's important to know what you are signing.

At Kingston Mortgage Solutions we take the time to select the right mortgage for your personal needs and we explain the fine print!

Reach out today!

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Mortgage Alliance logo

200 - 654 Norris Court
Kingston, ON K7P 2R9

613.507.LOAN (5626)
1.877.366.3487
info@kingstonmortgagesolutions.com

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