Don't Forget These Important Documents!

1. Income Verification

• If your income is salary or full time hourly we will need:
  • A recent pay stub showing the pay date, pay amount, your name and the employer’s name
  • A job letter. Job letters should be on company letterhead and show your start date, position, guaranteed salary or hourly rate and hours, and a human resources contact with phone number.
• If any of your income comes from a bonus, commissions, overtime, a contract, gratuities or investments, provide the most recent two year’s Notice of Assessments (NOAs) from Canada Revenue Agency (CRA) along with copies of the T4's.
• If you are self-employed, provide:
  • The most recent two year’s NOAs along with the full T1 Generals ( income tax returns) including all schedules
  • Your business license, articles of incorporation, or GST registration number
• If you earn rental income, provide a copy of each lease, as well as either:
  • A Canada Revenue Agency T776 Statement of Real Estate Rentals along with two year’s T1 generals (personal tax returns), and the two year’s Notices of Assessment ( NOAs)
• If you earn Alimony/Child Support, we will need the separation agreement/court order and recent bank statements confirming receipt of support.
• If on maternity/paternity leave, ensure your job letter shows the return date and salary/income upon return.