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Purchasing a Home

Principal Residence, Cottage, Home Equity Line of Credit, Military Relocation
or New to Canada.

We've got you.

Purchasing

There are many options when it comes to investing in real estate. There are also many products to achieve financing the purchase of a property. This is where we come in, giving our professional opinion on how to maximize the return on your investment.

Outside your principle residence, there are other programs to consider which include the following:

First Time
Home Buyer

You have dreamed about it and you have planned for it. Now you’re ready to make the biggest financial decision of your life! We can help make your dreams a reality. Contact one of our licensed mortgage agents for details or fill out the online application to get started making your dreams a reality.

Read more

Purchasing your
Primary Home

Looking to move to a larger home or looking to downsize? We can help use the equity in your current home to get you on the right path to new home that will fit the next chapter in your life. Selling and then buying can be overwhelming. Let one of our licensed mortgage agents help take the stress out of this process for you. Contact our office or fill out the online application today.

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Buying a
Rental Property

A rental property can be a great investment tool to diversify your portfolio.  A down payment of 20% is required for those with good credit, and for those with bruised credit a slightly higher down payment will be required.  Interest on the loan is tax deductible.  Contact a Kingston Mortgage Solutions Professional for further details.

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Purchasing a Cottage/
Second Home

Looking for a cottage to enjoy during the summer? Want a second home in a different city for work? There are great products to make this happen. They can also accommodate buying a residence for children who are away at university or college. The down payment required is only 5% and can be taken from the equity in your existing home.

Read more

Purchase + Improvements/
Renovations

This is for clients looking to purchase a home that has great bones but needs a little tender loving care. The Purchase + program allows clients to make improvements immediately after taking possession of their new home and have the costs rolled into their mortgage payment.

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Building Your Home/Construction Financing

For clients looking to build their own home, we offer several options for the construction phase and take-out mortgage once your build is complete.

Read more

New to
Canada

Securing a mortgage if you are new to Canada within the past two years can be difficult. There is limited or no credit available for lenders to analyze your profile, but we have programs to help. A down payment of 5% on a property may be available to you, but contact a Kingston Mortgage Solutions professional for further details.

Read more

Military / Employer
Relocations

Because Kingston is a military town, we are well-versed and experienced in handling relocating families to this great city. We will help maneuver the use of your ‘purses’ to best maximize interest savings and the paying down of your mortgage. We will tailor it to your needs. We will handle communication with Brookfield as well, on your behalf.

Read more

A Specific Solution for Each Scenario

We know that each situation is a bit different, which is why we look for specific solutions for each purchase. Whether it is a rental property, a vacation home, you are new to Canada, or just looking to add equity, we can help tailor a solution to your needs.

Get In Touch
Kingston Mortgage Solutions logo

Trust Kingston Mortgage Solutions to work hard on your behalf to find the best mortgage option and rate solution for your new home, debt consolidation/refinance, renewing mortgage, commercial mortgage or whatever your mortgage need is.

The profile image of CREA_ACI
CREA | ACI 22 hours ago

Notre concours « 2 minutes pour gagner avec @REALTORpointca » se termine demain, mais vous avez encore le temps de gagner! Détails 👉 ow.ly/YJNj30ngyH9

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CREA | ACI 22 hours ago

Our “2 Minutes to Win It with @REALTORdotca” contest ends tomorrow, but there’s still time to win! Learn more 👉 ow.ly/qjH650lubea

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CREA | ACI 24 hours ago

Vous n’avez pas reçu le cadeau que vous espériez à la Saint-Valentin? Ne vous inquiétez pas, les #SaveursDeLaSemaine du #CaféACI vous réchaufferont le cœur. ow.ly/ILz630nIwFn

test Twitter Media - Vous n’avez pas reçu le cadeau que vous espériez à la Saint-Valentin? Ne vous inquiétez pas, les #SaveursDeLaSemaine du #CaféACI vous réchaufferont le cœur. https://t.co/w6YSQOIVd8 https://t.co/sjZwVIu895
The profile image of CREA_ACI
CREA | ACI 24 hours ago

Didn’t get the present you were hoping for on Valentine’s Day? Don’t worry, #CREACafé’s #WeeklyBlend will make you feel better. ow.ly/pvKa30nIwDO

test Twitter Media - Didn’t get the present you were hoping for on Valentine’s Day? Don’t worry, #CREACafé’s #WeeklyBlend will make you feel better. https://t.co/0exoBBs9tW https://t.co/18TG2oLu0r
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YGK mortgages 2 days ago

Enjoy your long weekend. Just a small reminder, our office will be closed on Monday for Family Day 🥰 #ygk #ygkmortgages #mortgagebroker #mortgageagent #visitkingston #shoplocal… instagram.com/p/Bt60cT1Ae5X/…

View this post on Instagram

Enjoy your long weekend. Just a small reminder, our office will be closed on Monday for Family Day 🥰 #ygk #ygkmortgages #mortgagebroker #mortgageagent #visitkingston #shoplocal #kingstonontario #kingstoncanada #kingston_on #kingstonmortgage #smallbusiness #business #mortgagechoice #ygklove #mortgagerates #mortgages #mortgage #ygkbusiness #ygkbiz #mortgagebrokers #mortgageagents #ygkkingston #ygksmallbusiness #ygkcommunity #kingstonontariocanada

A post shared by Kingston Mortgage Solutions (@kingstonmortgage) on Feb 15, 2019 at 2:23pm PST

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CREA | ACI 2 days ago

@JaniceChalmers Hi there, if you are looking for a REALTOR® in Nova Scotia, please visit @REALTORdotca: ow.ly/ZzLJ30nIEp6

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CREA | ACI 2 days ago

L’Indice des prix des propriétés MLS® a augmenté de 0,8 % d’une année à l’autre en janvier — la plus petite augmentation enregistrée depuis juin 2018. ow.ly/Vc7J30nIje9 #StatACI

test Twitter Media - L’Indice des prix des propriétés MLS® a augmenté de 0,8 % d’une année à l’autre en janvier — la plus petite augmentation enregistrée depuis juin 2018. https://t.co/s6PVx3wezy #StatACI https://t.co/f5XJUQfAiX
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CREA | ACI 2 days ago

The MLS® Home Price Index rose 0.8% year-over-year in January – the smallest increase since June 2018. ow.ly/Ux1y30nIjbw #CREAstats

test Twitter Media - The MLS® Home Price Index rose 0.8% year-over-year in January – the smallest increase since June 2018. https://t.co/9C4rNRYtZB #CREAstats https://t.co/ebIcc5W32z
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CREA | ACI 2 days ago

Nos bureaux seront fermés lundi à l’occasion du jour de la Famille 👨‍👩‍👧‍👦. Le Soutien aux membres de l’ACI sera accessible aux chambres et associations par téléphone et par courriel.

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CREA | ACI 2 days ago

Our office will be closed Monday for Family Day 👨‍👩‍👧‍👦.. Member Support will be available for boards and associations by phone or email.

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CREA | ACI 2 days ago

"Sales, market balance and home price trends are out of synch among major Canadian cities that have the greatest impact on national results.” Our Chief Economist Gregory Klump has the details. #CREAstats

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CREA | ACI 2 days ago

Dans cette édition des #SaveursDeLaSemaine : panneaux solaires, cannabis et communauté, génération Y québécoise et kit pour maison bio dégradable. ow.ly/jOV630nIwCv #CaféACI

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CREA | ACI 2 days ago

When it comes to offers, these REALTORS® are trying to catch ‘em all! (Even if means employing Pikachu 😂) All that and more in #CREACafé’s #WeeklyBlend h ow.ly/M9Rv30nIwBE

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CREA | ACI 2 days ago

Article du jour : @JdeMontreal – 7 Youtubeuses qui font des rénos dans leur maison cette année journaldemontreal.com/2019/02/05/7-y…

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CREA | ACI 2 days ago

Article of the Day: @Livabl_ – Homeownership is still affordable for singles in the Prairies and Atlantic Canada livabl.com/2019/02/homeow…

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CREA | ACI 2 days ago

L’équilibre des inscriptions et des ventes nationales masque les différences régionales. Marchés favorables aux propriétaires-vendeurs en #Ontario et à l’#Î. P. É., et aux acheteurs dans les #Prairies et à #T.-N.-L. Détails : ow.ly/ww2750ltjUa

test Twitter Media - L’équilibre des inscriptions et des ventes nationales masque les différences régionales. Marchés favorables aux propriétaires-vendeurs en #Ontario et à l’#Î. P. É., et aux acheteurs dans les #Prairies et à #T.-N.-L. Détails : https://t.co/QpcsViB5ZT https://t.co/lFpSg1JPmD
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CREA | ACI 2 days ago

National readings show listings and sales are well balanced but mask regional differences, with seller’s markets in #Ontario & #PEI but buyer’s markets in the #Prairies and #NL. creastats.crea.ca/natl/. #CREAstats

test Twitter Media - National readings show listings and sales are well balanced but mask regional differences, with seller’s markets in #Ontario & #PEI but buyer’s markets in the #Prairies and #NL. https://t.co/QzlnR7IxYn. #CREAstats https://t.co/nwbbUaLnyB
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CREA | ACI 2 days ago

Les ventes résidentielles au Canada ont grimpé de 3,6 % en janvier 2019, comparativement à décembre 2018, mais restent sous les niveaux de l’année dernière et de la moyenne de 10 ans pour le mois. Détails : ow.ly/HhlK30nIhPe. #StatACI

test Twitter Media - Les ventes résidentielles au Canada ont grimpé de 3,6 % en janvier 2019, comparativement à décembre 2018, mais restent sous les niveaux de l’année dernière et de la moyenne de 10 ans pour le mois. Détails : https://t.co/h9xvM8KeBX. #StatACI https://t.co/JFvaLzIh3A
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CREA | ACI 2 days ago

Canadian home sales climbed 3.6% in January 2019 compared to December 2018 but came in below year-ago levels and the 10-year average for the month. Details: ow.ly/TGEN30nIhMO. #CREAstats

test Twitter Media - Canadian home sales climbed 3.6% in January 2019 compared to December 2018 but came in below year-ago levels and the 10-year average for the month. Details: https://t.co/5Dk6aFtssp. #CREAstats https://t.co/RPdA7dIVkS
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OREA 2 days ago

On our latest podcast episode, 2018 OREA President-Elect Karen Cox talks to President David Reid about being ready to take over as #OREA President. Check out the full conversation - On SoundCloud: soundcloud.com/oreainfo/the-r… On iTunes: itunes.apple.com/ca/podcast/ont…

test Twitter Media - On our latest podcast episode, 2018 OREA President-Elect Karen Cox talks to President David Reid about being ready to take over as #OREA President.
Check out the full conversation -

On SoundCloud: https://t.co/IKqkRlsbaR

On iTunes: https://t.co/lwcwVfhOrj https://t.co/mGe5VX6neo
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200 - 654 Norris Court
Kingston, ON K7P 2R9

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1.877.366.3487
info@kingstonmortgagesolutions.com

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