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Purchasing Your Primary Home

A place to start your day. Where you gather with your family and friends. Home.

Purchasing Your Primary Home

Finding a place to call home can be exciting and challenging, we enjoy helping you find that sense of pride and stability of homeownership.

By definition “A person's primary residence, or main residence is the dwelling where they usually live, typically a house or an apartment. ... A primary residence is considered to be a legal residence for the purpose of income tax and/or acquiring a mortgage.”

Don't Forget These Important Documents!

In order for your new home to qualify as your primary residence, you must answer yes to the following questions:

1. Are you going to be living in this home for a majority of the calendar year?
2. Are you employed in the same city/town or area as the property? (or within reasonable driving distance)

If you are in the market for your first home, your second or tenth home, give us a call today, Our Mortgage Agents/Brokers are here to help find solutions that work for your needs, wants and lifestyle.

Top 10 Reasons to Use a Mortgage Broker

Make homeownership a reality!

Buying a home and building equity is the best solution for your future

Contact Us Today
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Trust Kingston Mortgage Solutions to work hard on your behalf to find the best mortgage option and rate solution for your new home, debt consolidation/refinance, renewing mortgage, commercial mortgage or whatever your mortgage need is.

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Full service Mortgage Brokerage providing custom mortgage solutions for your purchases, renewals and refinances. 613-507-5626 (LOAN). FSRA Lic#12248

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ygkmortgages YGK mortgages @ygkmortgages ·
26 Jan

Three things you may not know about the mortgage process!

1) We can do everything virtually

2) We work with 60+ lenders but there are 6-10 lenders that we work with closely

3) A pre-approval is a preliminary review by the lender but the property must also be approved

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ygkmortgages YGK mortgages @ygkmortgages ·
25 Jan

Following the recent Bank of Canada announcement today of a .25% increase in the overnight lending rate, the Prime rate will increase again. This will affect anyone in a variable or adjustable rate mortgage.

Any questions about fixed, variable or adjustable rates, reach out!

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200 - 654 Norris Court
Kingston, ON K7P 2R9

613.507.LOAN (5626)
1.877.366.3487
info@kingstonmortgagesolutions.com

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