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Purchasing Your Primary Home

A place to start your day. Where you gather with your family and friends. Home.

Purchasing Your Primary Home

Finding a place to call home can be exciting and challenging, we enjoy helping you find that sense of pride and stability of homeownership.

By definition “A person's primary residence, or main residence is the dwelling where they usually live, typically a house or an apartment. ... A primary residence is considered to be a legal residence for the purpose of income tax and/or acquiring a mortgage.”

Don't Forget These Important Documents!

In order for your new home to qualify as your primary residence, you must answer yes to the following questions:

1. Are you going to be living in this home for a majority of the calendar year?
2. Are you employed in the same city/town or area as the property? (or within reasonable driving distance)

If you are in the market for your first home, your second or tenth home, give us a call today, Our Mortgage Agents/Brokers are here to help find solutions that work for your needs, wants and lifestyle.

Top 10 Reasons to Use a Mortgage Broker

Make homeownership a reality!

Buying a home and building equity is the best solution for your future

Contact Us Today
Kingston Mortgage Solutions logo

Trust Kingston Mortgage Solutions to work hard on your behalf to find the best mortgage option and rate solution for your new home, debt consolidation/refinance, renewing mortgage, commercial mortgage or whatever your mortgage need is.

Join the Conversation

YGK mortgagesFollow

Full service Mortgage Brokerage providing Professional and Competitive Mortgage Solutions for your purchases, renewals and refinances. 613-507-5626 (LOAN)

YGK mortgages
YGKmortgagesYGK mortgages@YGKmortgages·
16h

Things to avoid both before & after you are approved:

👉 Do Not buy a new car
👉 Do Not use your credit card excessively
👉 Do Not make large deposits to your account
👉 Do Not buy furniture and appliances on credit
👉 Do Not Co-Sign for another loan
👉 Do Not change jobs

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YGKmortgagesYGK mortgages@YGKmortgages·
14 May

With 5% down the cottage must meet certain criteria like potable water, winterized with a permanent heat source & have a proper foundation below the frost line.

With 10% down it can be seasonal, boat access but it must have running water & a 3 piece bathroom & kitchen.

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YGKmortgagesYGK mortgages@YGKmortgages·
13 May

There is a lot to know about a mortgage contract! Not all mortgages are the same and it's important to know what you are signing.

At Kingston Mortgage Solutions we take the time to select the right mortgage for your personal needs and we explain the fine print!

Reach out today!

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Mortgage Alliance logo

200 - 654 Norris Court
Kingston, ON K7P 2R9

613.507.LOAN (5626)
1.877.366.3487
info@kingstonmortgagesolutions.com

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