Top 10 Reasons to Use a Mortgage Broker

The banks and lenders pay us a finder’s fee,which means that there are no extra fees for you to pay.

Since we send lenders millions of dollars of new business each month, they always offer us the deepest discounts which Kingston Mortgage Alliance passes on to our clients IMMEDIATELY – whether you are purchasing, refinancing or renewing a mortgage.

Calling us is like calling over 50 different lenders, including banks, credit unions and trust companies. We have access to all of them and can save you time.

We’ll provide you with some options so you can compare the two – what your bank is offering and what we are able to offer. Ultimately, you decide which you feel most comfortable with using. It never hurts to get a second opinion on the biggest financial decision you will probably ever make.

We’ll take some information and then send it electronically to the lenders that we feel are the best fit for your situation. It usually only takes 24 hours to get back to you with a quote!

Days, evenings or weekends – we are at your service!

Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau report, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all.

If the rate for your mortgage drops before you close, you automatically get the lower rate. If the rate goes up, you have the lower rate locked in.

We will walk you through the process of getting a mortgage and be with you each step of the way – especially if you are a first-time homebuyer. We are mortgage experts with the experience to make sure that everything is well taken care of.

We include annual mortgage check-ups, variable rate updates and the planning of your mortgage burning party!