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Top 10 Reasons to Use a Mortgage Broker

Helping you get what you need, when you need it.

Top 10 Reasons to Use a Mortgage Broker

1. Our Services Are Free To You

The banks and lenders pay us a finder’s fee,which means that there are no extra fees for you to pay.

2. Save thousands of dollars in interest over a bank mortgage.

Since we send lenders millions of dollars of new business each month, they always offer us the deepest discounts which Kingston Mortgage Alliance passes on to our clients IMMEDIATELY – whether you are purchasing, refinancing or renewing a mortgage.

3. We Shop the Market to Save You Time

Calling us is like calling over 50 different lenders, including banks, credit unions and trust companies. We have access to all of them and can save you time.

4. Isn't it time the banks compete for your mortgage business?

We’ll provide you with some options so you can compare the two – what your bank is offering and what we are able to offer. Ultimately, you decide which you feel most comfortable with using. It never hurts to get a second opinion on the biggest financial decision you will probably ever make.

5. Our Online Application process is Simple and Quick

We’ll take some information and then send it electronically to the lenders that we feel are the best fit for your situation. It usually only takes 24 hours to get back to you with a quote!

6. We Are Available On Your Schedule

Days, evenings or weekends – we are at your service!

7. We will take ONE CREDIT BUREAU only, but can forward your file to many lenders!

Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau report, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all.

8. Rate Protection

If the rate for your mortgage drops before you close, you automatically get the lower rate. If the rate goes up, you have the lower rate locked in.

9. As licensed experts, we walk you through the process, step by step.

We will walk you through the process of getting a mortgage and be with you each step of the way – especially if you are a first-time homebuyer. We are mortgage experts with the experience to make sure that everything is well taken care of.

10. Follow-Up

We include annual mortgage check-ups, variable rate updates and the planning of your mortgage burning party!

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Trust Kingston Mortgage Solutions to work hard on your behalf to find the best mortgage option and rate solution for your new home, debt consolidation/refinance, renewing mortgage, commercial mortgage or whatever your mortgage need is.

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Full service Mortgage Brokerage providing Professional and Competitive Mortgage Solutions for your purchases, renewals and refinances. 613-507-5626 (LOAN)

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200 - 654 Norris Court
Kingston, ON K7P 2R9

613.507.LOAN (5626)
1.877.366.3487
info@kingstonmortgagesolutions.com

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