Our low rates help to set us apart from banks and other mortgage lenders. Here are our rates as of July 29th, 2026.
PRIME RATE: 4.45%
VARIABLE RATE: P- 0.95%
Benchmark Qualifying Rate: Contract Rate + 2.0%
| TERM | BANK RATE | OUR LOW RATES |
|---|---|---|
| 1 Year | 5.49% | 4.54% |
| 2 Year | 4.89% | 3.94% |
| 3 Year | 5.95% | 3.99% |
| 4 Year | 5.99% | 4.14% |
| 5 Year | 6.09% | 4.19% |
| 7 Year | 6.40% | 4.90% |
| 10 Year | 6.80% | 5.30% |
*O.A.C. Some conditions may apply. Rates may vary from Province to Province. Rates are subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates - Contact one of our Agents/Brokers for details.