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Mortgage Affordability Calculator

Trust Kingston Mortgage Solutions to work hard on your behalf to find the best mortgage option and rate solution for your new home, debt consolidation/refinance, renewing mortgage, commercial mortgage or whatever your mortgage need is.

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YGK mortgages @YGKmortgages·

12 Jun

How long are you planning on keeping the property? Do you want to be able to change your payments, pay more or pay on a different schedule? Can you refinance later, or throw a HELOC behind it when you have more equity? ⁠And sometimes, going with lowest rate doesn’t make sense.

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YGK mortgages @YGKmortgages·

11 Jun

Equity is an asset that your home accumulates as you pay down your mortgage. You can also increase your equity by making renovations or otherwise improving how valuable your property is. Your equity will even rise by itself if your neighborhood becomes more desirable.

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YGK mortgages @YGKmortgages·

10 Jun

☑️Your payment history (35%)—any recent missed payments

☑️How much you currently owe (30%)

☑️The length of your credit history (15%)—the longer, the better

☑️Your credit mix (10%)—different types of credit you have

☑️New credit (10%)—how many new credit accounts you have

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200 - 654 Norris Court
Kingston, ON K7P 2R9
613.507.LOAN (5626)
1.877.366.3487
info@kingstonmortgagesolutions.com